The app is free to try for a limited trial period, which is long enough to decide if you want to continue afterward with a monthly subscription of $2.99. On top of all that, you’ll automatically receive a Savings Bonus of 1% (current amount) with a reward every three months. Money can be withdrawn from your Digit savings account at any time, and there are no account minimums and unlimited transfers allowed. If it concerns you that it might transfer more than you can afford, there’s a no-overdraft guarantee so that won’t happen, and it’s claimed to have saved more than 500 million dollars for users so far. The app automatically looks at your income and spending to see where savings can be made, and can then move money to the Digit account from your checking account. Digit really comes into its own for those who want to save money with as little effort as possible.
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